Financial » Loan Against Property


Loan against property connotes a loan which is given or disbursed against the mortgage of the property. The loan against property is given as a certain percentage of the market value of the property. Generally, the loan amount which is sanctioned ranges from 40% to 70% of the market value of the property with an upper threshold limit of 2 to 3 lakhs. We offer comprehensive and elegant information and support for easy, convenient, safe, and economical loans against residential and commercial properties.

The loan against property works out to be cheaper than the personal loan, owing to the lower interest rate due to security. Moreover, the loan tenure for loan against home or other property is much larger than the personal loan. Generally, the maximum loan tenure is 10 years. Loan against property can be taken for any purpose and you are not required to disclose the motive of the loan to the lending authority. Loan against property is available against both residential and commercial property. The criteria for loan against property or home are same as those of a home loan. Part prepayment as well as full prepayment of loan against property is usually allowed by most of the lending institutions.

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